We Are Small Business Lending Experts! 
Personal Savings
Profile: maintains low balances with easy access to funds
Minimum to open – $50
Monthly maintenance fee – $10
Minimum daily balance to avoid monthly maintenance fee – $50
Interest compounding monthly
Unlimited over the counter withdrawals
Excessive withdrawal fee – $5 per transaction
Federal Restrictions Apply *
Young Savers
Profile: available for our customers under 18 years of age
- Minimum to Open – $50
- Quarterly maintenance fee – $0
- Minimum daily balance – $0
- Interest compounding monthly
- Unlimited over the counter withdrawals
Certificates of Deposit (CD)
- Competitive Rates (View current CD rate)
- Minimum to open – $1,000
- Interest compounding monthly
- Variety of maturities
- Penalty for early withdrawal
Individual Retirement Account (IRA)
- Allows deferral of taxes on income earned until withdrawn
- Minimum to open – $1,000
- Interest compounding monthly
- Variety of maturities, fixed rate and variable rate options
* Federal regulations limit the number of transfers to another one of your accounts at Plains State Bank or to a third party by means of a pre-authorized or automatic transfer, computer transfer, or by check, draft, debit card, or similar order, to a combined total of six per statement cycle for Savings accounts and six per statement cycle for Money Market accounts. This includes Plains State Bank online banking transfers and bill payments.