We Are Small Business Lending Experts! 
Business Checking
Profile: small or medium sized companies, including sole proprietors; writes numerous checks
- Minimum to open – $100
- No monthly Maintenance Fee
- No minimum balance required
- Up to 100 transactions – free **
- 100+ transactions – .45 each
- Non-interest bearing
** Transactions include debits, credits and items deposited.
Business Interest Checking (non-profits & sole proprietorships only)
Profile: designed for non-profits and sole-proprietorships only
- Minimum to open – $100
- No monthly Maintenance Fee
- No minimum balance required
- Up to 50 transactions – free **
- 50+ transactions – .22 each
- Interest bearing
** Transactions include debits, credits and items deposited.
Commercial Account Analysis
Profile: for larger companies with higher balances and higher activity **
- Minimum to open – $500
- Monthly maintenance fee – $20
- An Earnings Credit is offered monthly to offset account charges
** Activities in all non-interest deposit accounts owned by a business customer are combined when calculating service charges. The balance in one account can compensate for the activities in others, thereby lowering or offsetting service charges.
Business Money Market
Profile: keep slightly larger balances while earning the highest possible interest in a transaction account (View current Money Market Rate)
- Minimum to open – $100
- Monthly Maintenance Fee – $15
- Minimum Daily Balance to avoid fee – $2,500
- Minimum Daily Balance to earn interest – $2,500
- Interest calculated daily, credited & compounded monthly
- Unlimited over the counter withdrawals
- Excessive withdrawal fee – $20 per transaction
To activate your debit card please call 1-866-633-5293
* Federal restrictions limit the number of debit/withdrawal transactions. You may make up to six pre-authorized, telephone transfers to other Plains State Bank accounts or to third parties each statement period. Each withdrawal thereafter will incur an Excessive Debit Fee of $20.00. Plains State Bank reserves the right to close or reclassify your account if these limitations are exceeded on a recurring basis.