We Are Small Business Lending Experts!
Advantage Checking
Profile: unlimited transactions, no per check charge and no interest earned
Minimum to open – $100
No monthly maintenance fees
No minimum daily balance
Check images included with monthly statement
Senior Free Checking (65+)
Profile: unlimited transactions, no per check charge, free checks (selected styles)
- Minimum to open – $100
- No monthly maintenance fee
- No minimum daily balance
NOW Account
Profile: unlimited check writing and earn interest, no per check charge
Minimum to open – $100
Monthly maintenance fee – $15
Minimum daily balance to avoid monthly maintenance fee – $1,000
Interest compounding monthly
Balance of $1,000 required to receive interest
Premium Money Market
Profile: keep slightly larger balances while earning the highest possible interest in a transaction account with unlimited over the counter withdrawals (View current Money Market rate)
Minimum to open – $100
Monthly maintenance fee – $10
Minimum daily balance to avoid monthly maintenance fee – $2,500
Interest compounding monthly
Unlimited over the counter withdrawals
Excessive withdrawal fee – $5 per transaction
Federal Restrictions Apply*
Mastercard Debit Card
Use at any ATM displaying the PULSE or Cirrus logo
Use like a credit card at any merchant displaying the Visa/Mastercard logo
Funds are automatically deducted from your checking account
To activate your debit card please call 1-866-633-5293
* Federal regulations limit the number of transfers to another one of your accounts at Plains State Bank or to a third party by means of a pre-authorized or automatic transfer, computer transfer, or by check, draft, debit card, or similar order, to a combined total of six per month for Savings accounts and six per statement cycle for Money Market accounts. This includes Plains State Bank online banking transfers and bill payments.