* Federal restrictions limit the number of debit/withdrawal transactions. You may make up to six pre-authorized, telephone transfers to other Plains State Bank accounts or to third parties each statement period. Three of these withdrawals may be check, draft or debit card (third party transactions). Each withdrawal thereafter will incur an Excessive Debit Fee of $20.00. Plains State Bank reserves the right to close or reclassify your account if these limitations are exceeded on a recurring basis.