Checking Products

Writing a Check

 

Advantage Checking
Profile: unlimited transactions, no per check charge and no interest earned

  • Minimum to open – $100
  • No monthly maintenance fee
  • No minimum daily  balance
  • Check images included with monthly statement

 

 

Senior Free Checking (65+)
Profile: unlimited transactions, no per check charge, free checks (selected styles)

  • Minimum to open – $100
  • No monthly maintenance fee
  • No minimum daily balance

NOW Account
Profile: unlimited check writing and earn interest, no per check charge

  • Minimum to open – $100
  • Monthly maintenance fee – $15
  • Minimum daily balance to avoid monthly maintenance fee – $1,000
  • Interest Compounding Monthly
  • Balance of $1,000 required to receive interest

Premium Money Market
Profile: keep slightly larger balances while earning the highest possible interest in a transaction account with unlimited over the counter withdrawals

  • Minimum to open – $100
  • Monthly Maintenance Fee – $10
  • Minimum Daily Balance to avoid monthly maintenance fee – $2,500
  • Interest Compounding Monthly
  • Unlimited over the counter withdrawals
  • Excessive withdrawal fee – $5 per transaction
  • Federal Restrictions Apply*

Mastercard™ Debit Card

  • Use at any ATM displaying the PULSE™ or Cirrus™ logo
  • Use like a credit card at any merchant displaying the Visa/Mastercard™ logo
  • Funds are automatically deducted from your checking account

TO ACTIVATE YOUR DEBIT CARD PLEASE CALL 1-866-633-5293

* Federal regulations limit the number of transfers to another one of your accounts at Plains State Bank or to a third party by means of a pre-authorized or automatic transfer, computer transfer, or by check, draft, debit card, or similar order, to a combined total of six per month for Savings accounts and six per statement cycle for Money Market accounts. This includes Plains State Bank online banking transfers and bill payments.