Business Checking

Business Checking
Profile: small or medium sized companies, including sole proprietors; writes numerous checks

  • Minimum to open – $100
  • No monthly Maintenance Fee
  • No minimum balance required
  • Up to 100 transactions – free**
  • 100+ transactions – .45 each
  • Non-interest bearing

** Transactions include debits, credits and items deposited.

Business Interest Checking (non-profits & sole proprietorships only)
Profile: designed for non-profits and sole-proprietorships only

  • Minimum to open – $100
  • No monthly Maintenance Fee
  • No minimum balance required
  • Up to 50 transactions – free**
  • 50+ transactions – .22 each
  • Interest bearing

** Transactions include debits, credits and items deposited.

Commercial Account Analysis**
Profile: for larger companies with higher balances and higher activity

  • Minimum to open – $500
  • Monthly maintenance fee – $20
  • An Earnings Credit is offered monthly to offset account charges

** Activities in all non-interest deposit accounts owned by a business customer are combined when calculating service charges. The balance in one account can compensate for the activities in others, thereby lowering or offsetting service charges.

Business Money Market
Profile: keep slightly larger balances while earning the highest possible interest in a transaction account

  • Minimum to open – $100
  • Monthly Maintenance Fee – $15
  • Minimum Daily Balance to avoid fee – $2,500
  • Minimum Daily Balance to earn interest – $2,500
  • Interest calculated daily, credited & compounded monthly
  • Unlimited over the counter withdrawals
  • Excessive withdrawal fee – $20 per transaction
  • Federal Restrictions Apply*

TO ACTIVATE YOUR DEBIT CARD PLEASE CALL 1-866-633-5293

* Federal restrictions limit the number of debit/withdrawal transactions. You may make up to six pre-authorized, telephone transfers to other Plains State Bank accounts or to third parties each statement period. Each withdrawal thereafter will incur an Excessive Debit Fee of $20.00. Plains State Bank reserves the right to close or reclassify your account if these limitations are exceeded on a recurring basis.